Month: October 2026

What Kind of Credit Inquiry Has No Effect on Credit Score?

What Kind of Credit Inquiry Has No Effect on Credit Score? what kind of credit inquiry has no effect on credit score

A soft inquiry is the kind of credit inquiry that has no effect on your credit score. It never lowers your credit score, no matter how many you have. Checking your own credit, getting a pre-approved offer in the mail, and an employer background check are all common soft inquiries. You can have dozens of […]